Home Equity Loans
Put your home’s equity to work with a home equity loan.
Featuring 4.74%* for 12 months on home equity line of credit loans
A home equity loan is a perfect option for home improvement projects, debt consolidation, paying tuition expenses or making major purchases.
With home equity loans, the interest you pay may be tax deductible. Consult your tax advisor regarding tax deductibility.
Any advertised closing costs assume title guaranty and appraisal are not required. Additional costs may apply. Rates, terms and conditions subject to change and may vary based on qualifications including creditworthiness, loan-to-value ratio and collateral conditions. All loans subject to membership and approval. Member NCUA. Equal Housing Lender.
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Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
*All rates shown are AS LOW AS and are subject to change based on creditworthiness and underwriting criteria. The introductory rate is for a new Home Equity Line of Credit (HELOC) to credit qualified members. Maximum 90% CLTC. (Combined loan-to-value = 90% of property valuation minus first mortgage balance).
After the twelve-month introductory period, the interest rate is variable and may change quarterly based on an index plus margin. The index is the 13-Week Treasury Bill Rate. Margin is based on credit score and CLTV. Floor rate is 4.90% and the maximum rate is 21%.