Loan Rates
Fair rates and terms to help you get ahead in life
Whether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from AIM Credit Union is a great way to help finance the big dreams you might not have cash for.
Make affordable monthly payments with fair rates that won’t leave you scrambling to make ends meet!
Home Equity
All rates subject to change. No points and no annual fee. Rates displayed are “as low as” and may vary based on LTV and credit score.
Mortgage Rates
Rates are subject to change without notice. 30-, 20-, and 15-year fixed mortgage loans will transfer servicing to an investor. Quoted rates assume purchase money mortgage, single-family, owner-occupied dwelling with loan amount of $150,000 and a purchase price of $200,000 using a 30-day lock with a minimum credit score of 740. Changing these assumptions may change terms. Please contact a loan officer for more information.
Vehicle Loan Rates
New Titled and Untitled Vehicles 2026-2023
2022 – 2021 Vehicles
2020 – 2019 Vehicles
2018 – 2016 Vehicles
2015 and Older Vehicles
All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down. RATES QUOTED ABOVE ARE SHOWING ALL DISCOUNTS. Some restrictions apply. Motorcycles now classified with vehicle rates and not RV rates. Seven (7) year term offered only to new, untitled vehicles over $35,000.
All rates shown above are AS LOW AS and are subject to change based on creditworthiness and underwriting criteria.
RV Loan Rates
2023 and Newer RVs
2022 – 2021 RVs
2020 – 2019 RVs
2018 – 2016 RVs
2015 and Older RVs
All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down. RATES QUOTED ABOVE ARE SHOWING ALL DISCOUNTS. Some restrictions apply. Motorcycles now classified with vehicle rates and not RV rates. Seven (7) year term offered only to new, untitled recreational vehicles over $35,000.
Holiday Special Personal Loans
All rates subject to change. No points and no annual fee. Rates displayed are “as low as” and may vary based on LTV and credit score.