2025 Skip a Pay information below!

Loan Rates

Fair rates and terms to help you get ahead in life

Whether you are buying a home, refinancing a vehicle, starting a business or consolidating debt, borrowing from AIM Credit Union is a great way to help finance the big dreams you might not have cash for.

Make affordable monthly payments with fair rates that won’t leave you scrambling to make ends meet!

Home Equity

All rates subject to change. No points and no annual fee.  Rates displayed are “as low as” and may vary based on LTV and credit score.

Mortgage Rates

Rates are subject to change without notice. 30-, 20-, and 15-year fixed mortgage loans will transfer servicing to an investor. Quoted rates assume purchase money mortgage, single-family, owner-occupied dwelling with loan amount of $150,000 and a purchase price of $200,000 using a 30-day lock with a minimum credit score of 740. Changing these assumptions may change terms. Please contact a loan officer for more information.

Vehicle Loan Rates

New Titled and Untitled Vehicles 2026-2023

2022 – 2021 Vehicles

2020 – 2019 Vehicles

2018 – 2016 Vehicles

2015 and Older Vehicles

All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down.  RATES QUOTED ABOVE ARE SHOWING ALL DISCOUNTS.  Some restrictions apply. Motorcycles now classified with vehicle rates and not RV rates. Seven (7) year term offered only to new, untitled vehicles over $35,000.

All rates shown above are AS LOW AS and are subject to change based on creditworthiness and underwriting criteria. 

RV Loan Rates

2023 and Newer RVs

2022 – 2021 RVs

2020 – 2019 RVs

2018 – 2016 RVs

2015 and Older RVs

All rates shown above are AS LOW AS and are subject to change. APR = Annual Percentage Rate. ACU Rewards offers a .7% reduction in APR if you qualify when you use the following credit union services and products: ACU checking with direct deposit, payroll deduction, ACH payment, ACU MasterCard, financing the trade value or 10% down.  RATES QUOTED ABOVE ARE SHOWING ALL DISCOUNTS.  Some restrictions apply. Motorcycles now classified with vehicle rates and not RV rates. Seven (7) year term offered only to new, untitled recreational vehicles over $35,000.

Credit Cards

All rates are subject to change. APR = Annual Percentage Rate.

Holiday Special Personal Loans

All rates subject to change. No points and no annual fee.  Rates displayed are “as low as” and may vary based on LTV and credit score.