Schedule of Fees
AIM Credit Union operates under the philosophy of keeping our fees as low as possible. As a member-owner, we want you to have affordable access to the financial services you want and need.
A complete schedule of fees and Truth-In-Savings account disclosure is available with the following dowloadable file.
As of July, 2022
Checking Account
| Non-Sufficient Funds-Returned/Paid Item | $25.00 |
| Stop Payment – Check or ACH Item | $25.00* |
| Check Printing | price may vary per style |
| Return Deposit or Check | at cost |
| New Account Closed, Prior to 6 months from date opened | $10.00* |
| Unreadable MICR No charge if check clears without error |
$22.00* |
| Copy of History or Statement | $1.00/page* |
| Account Balancing | $10.00 / ½ hour* |
| Account Research, beyond 3 months | $50.00 per hour* |
| Dormant Account Fee | $10.00 maximum* |
Money Market
| Balance Below Minimum | $5.00/month |
Power Card
| Card Capture Fee (Amount charged by merchant or other financial institution) |
at cost |
| Card Replacement | $5.00* |
| Rush Fee for Plastic Card | $40.00* per card |
| Foreign Transaction Fee | 1% of foreign transaction amt |
Other Services
| Teller’s/Cashier’s Check | $2.00 |
| Check cashing | $5.00*** |
| Wire Transfer - Domestic | $20.00 |
| Wire Transfer - International | $45.00 |
| Garnishment | $50.00 |
| Levy | $50.00 |
| Bill Pay (w/o direct deposit or e-statement) | $2.00/month* |
| Return Mail | $3.00/per item |
| Guaranteed funds/check cashing for non-members | $5.00 |
| Notary fee for non-members | $10.00 |
Lock Box Lease
(Debited from credit union account on January 15 each year)| Size3x10x22” | $30.00 |
| Size 5x10x22” | $45.00 |
| Size 10x10x22” | $75.00 |
| Replacement fees for lost lock box keys | at cost |
| Drill box open | at cost |
**Includes debit card transactions when PIN (Personal Identification Number) is entered.
***This fee can be avoided by having compensating balance on a loan, in savings, CD, or Christmas Club, or having an active checking account.
